FAQs

England

Your solicitor will usually want to check your title deeds at the outset.  They can tell you if your deeds are registered at the Land Registry or unregistered.  If your deeds are registered, your solicitor can download them from the Land Registry’s online portal, which usually costs between £3 and £6 for a freehold property.  If your deeds are not yet registered, your solicitor will need to obtain them.  If you already have a mortgage, your current lender will be holding any unregistered title deeds so please let your solicitor know your mortgage account number.  Your solicitor can then obtain your deeds directly.  If you are holding the deeds at home, we recommend that you send them to your solicitor by Royal Mail Special Delivery (or deliver them by hand) so that they are not lost.  If your deeds are not registered and cannot be located, your solicitor will need to do extra work to reconstruct the title to your property and will charge you an extra fee to do this.  This should be agreed with you before the work is carried out, so please always ask for a quote.

Scotland

Your solicitor will usually want to check your title deeds at the outset.  They may already hold your deeds.  If you already have a mortgage, your current lender may be holding the title deeds so please let your solicitor know your mortgage account number.  Your solicitor can then obtain your deeds directly.  If you are holding the deeds at home, we recommend that you send them to your solicitor by Royal Mail Special Delivery (or deliver them by hand) so that they are not lost.  If your deeds cannot be located your solicitor will be able to obtain copies and will charge you an extra fee to do this.  This should be agreed with you before the work is carried out, so please always ask for a quote.