What is equity release?

Equity release allows individuals aged 55 and over to release money from the property they live in without having to make any monthly repayments. There are two types of equity release; Lifetime Mortgages and Home Reversion plans. Equity release is one option within the wider world of later life lending, alongside products such as retirement mortgages and retirement interest-only (RIO) mortgages.

Membership at Equity Release Council

Our Membership Hub represents the interests of 90% of the Equity Release sector. All of our members have agreed to abide by the Council rules and have signed up to the Statement of Principles.