The Standards Board’s priority is to maintain, develop, promote and adapt the Rules & Guidance & Statement of Principles which all Council members agree to adhere to. By ensuring that industry standards are fit for purpose at all times, the Board’s work helps The Council to promote and enhance the profile and reputation of equity release and to ensure that consumers are treated fairly and equitably.

Its activities include, but are not limited to liaising with other standards bodies and organisations, including the financial services regulators, to enhance the effectiveness of the standards and share best practices in meeting them.

This Committee is appointed by The Council’s Main Board on an annual basis and the current composition is as follows:

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MEMBER NAME

COMPANY NAME

James Ginley

e.surv Technical Director (from May 2021) and associate member representative

James is a Fellow of the Royal Institution of Chartered Surveyors (RICS), and formerly Technical Director at Legal & General Surveying Services where he initiated and built their New Build offering, Triage valuing and developed market leading risk management services.

In 2019, he became L&G Group Residential Portfolio Manager, overseeing L&G Group’s property assets in Equity Release and broader residential lending. Here he led assessments of value, risks and policy across the portfolios.

In May 2021, he joins e.surv as Technical Director where he will develop lender and consumer risk propositions.

James lives in Yorkshire with his wife and children.

Stuart Wilson

Stuart Wilson, Chief Executive Officer, Answers in Retirement Group and associate member representative

Stuart Wilson is the Chief Executive Officer of the  Answers in Retirement Group

Graham Evans

Equity Release Supermarket, larger adviser representative

As Head of Compliance at Equity Release Supermarket, Graham is fully committed to providing a quality advice service that is based on the loyalty, dedication and commitment of his entire team. He is a proud member of the Equity Release Council and he is committed to driving high standards in the industry aiming to ensure that every customer receives fair, clear, open and transparent advice.

Guided by strong values and ethical advice, Graham has worked in financial services for over 25 years and he supported Aviva when they launched Equity Release. He worked closely with the Retirement Team to ensure that quality features and benefits were added as the Aviva Lifetime Mortgage evolved and became market leading. Moving to Equity Release Supermarket in 2013, Graham took his considerable experience from Aviva to the IFA arena and his mission was to set high standards to ensure that every customer is provided with expert whole of market advice.

Graham joined the Equity Release Standards board in 2019 combining his experience with professional colleagues who all have his integrity, ethics and professionalism at the heart of everything they do.

Elizabeth Murley

Apex CB Financial Planning, smaller adviser representative

Elizabeth has 35 years’ financial services experience mostly in an advising, supervisory or policy setting capacity. Now working exclusively in the Later Life Lending sector she has a passion for sound advice and appropriate customer outcomes.

Claire Barker

Equilaw, Solicitor representative

Claire has worked as a solicitor in property law since qualification, some twenty years ago.  She has specialised in advising homeowners about the legal aspects of equity release schemes since 2001 and created the Equilaw brand in 2007.  Claire and two partners carried out a management buyout in 2010 and recreated Equilaw in its current guise in May of that year.  In February 2019, Equilaw attracted a multi-million pound investment from private equity house, BGF and the team is now focused on continuing to provide expert, accessible and convenient service throughout England and Wales, but with a heavy emphasis on the use of the latest technology.  Claire is passionate about maintaining the highest standards for Equilaw’s clients and has sought to assist solicitors nationally by helping to re-write the Rules and Guidance for lawyers during her time on the Equity Release Council’s Standards Board, of which she has been a member since its inception.

James Ginley

e.surv Technical Director (from May 2021) and associate member representative

James is a Fellow of the Royal Institution of Chartered Surveyors (RICS), and formerly Technical Director at Legal & General Surveying Services where he initiated and built their New Build offering, Triage valuing and developed market leading risk management services.

In 2019, he became L&G Group Residential Portfolio Manager, overseeing L&G Group’s property assets in Equity Release and broader residential lending. Here he led assessments of value, risks and policy across the portfolios.

In May 2021, he joins e.surv as Technical Director where he will develop lender and consumer risk propositions.

James lives in Yorkshire with his wife and children.

Stuart Wilson

Stuart Wilson, Chief Executive Officer, Answers in Retirement Group and associate member representative

Stuart Wilson is the Chief Executive Officer of the  Answers in Retirement Group

Graham Evans

Equity Release Supermarket, larger adviser representative

As Head of Compliance at Equity Release Supermarket, Graham is fully committed to providing a quality advice service that is based on the loyalty, dedication and commitment of his entire team. He is a proud member of the Equity Release Council and he is committed to driving high standards in the industry aiming to ensure that every customer receives fair, clear, open and transparent advice.

Guided by strong values and ethical advice, Graham has worked in financial services for over 25 years and he supported Aviva when they launched Equity Release. He worked closely with the Retirement Team to ensure that quality features and benefits were added as the Aviva Lifetime Mortgage evolved and became market leading. Moving to Equity Release Supermarket in 2013, Graham took his considerable experience from Aviva to the IFA arena and his mission was to set high standards to ensure that every customer is provided with expert whole of market advice.

Graham joined the Equity Release Standards board in 2019 combining his experience with professional colleagues who all have his integrity, ethics and professionalism at the heart of everything they do.

Elizabeth Murley

Apex CB Financial Planning, smaller adviser representative

Elizabeth has 35 years’ financial services experience mostly in an advising, supervisory or policy setting capacity. Now working exclusively in the Later Life Lending sector she has a passion for sound advice and appropriate customer outcomes.