Consumer Information

All of the information you need to consider whether equity release may be an option for you.

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FAQ's

A simple guide to answer many of the questions we are frequently asked.

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Find a Member

When considering an equity release plan we recommend customers talk to a specialist member of the Equity Release Council. All of our members have agreed to abide by the Council rules and have signed up to the Statement of Principles.

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Membership

Representing the interests of 90% of the sector click here if you want to know what membership could mean for you.

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Latest Media & Online Coverage
17
Jun 19
over half of older homeowners factor property into...

EMBARGOED UNTIL 00:01 ON MONDAY 17 JUNE 2019 OVER HALF OF OLDER HOMEOWNERS FACTOR PROPERTY INTO THE...

26
Apr 19
equity release council announces later life projec...

For immediate release – Friday 26th April 2019 EQUITY RELEASE COUNCIL ANNOUNCES LATER LIFE PROJECTS...

2
Apr 19
equity release council publishes spring 2019 equit...

EQUITY RELEASE MOVES FURTHER INTO MAINSTREAM FINANCIAL PLANNING AS PRODUCT INNOVATION HELPS MEET GRO...

24
Jan 19
older homeowners unlock £136 of property wealth ea...

A record Q4 meant an unprecedented 82,791 customers in total made use of property wealth during 2018...

7
Aug 18
equity release council response to adam smith inst...

Equity Release Council response to Adam Smith Institute report.

4
Jul 18
equity release council appoints jim boyd as ceo

The Council has appointed Jim Boyd to the new role of Chief Executive Officer to expand and strength...

23
Jan 18
equity release records broken as unprecedented q4 ...

Market sees over 37,000 new customers as total lending in 2017 reaches £3.06bn

17
Nov 17
nationwide joins the equity release council

By joining The Council, Nationwide indicates its support for the robust industry standards, rules an...

28
Apr 17
'pensions have an image problem'

That Britain is obsessed with property is nothing new, but now one of the top bosses of Pension Wise...

26
Apr 17
half of parents give kids an early inheritance

Parents are giving an average of £15,000 as early inheritance gifts to help their children financial...

24
Apr 17
equity release lending hits new record high in q1

The equity release sector saw record annual growth in both lending and new customer volumes in Q1.

18
Mar 17
why using a home as a cash machine can pay off

The cost of equity release loans has fallen. We explain how the debt-laden — and people wanting to s...

17
Mar 17
equity release becomes fastest growing mortgage se...

Lifetime mortgages have surpassed buy-to-let remortgaging to become the fastest growing segment of t...

Reports and Publications

  1. OVER HALF OF OLDER HOMEOWNERS FACTOR PROPERTY INTO THEIR FINANCIAL PLANS AS ATTITUDES SHIFT IN LATER LIFE 308kb PDF
  2. Beyond bricks and mortar: the changing role of property in later life financial plans 1723kb PDF
  3. Q1 2019 Lending Figures Press Release 137kb PDF
  4. ERC Spring Market Report 2019 3611kb PDF
  5. Equity Release Market Report Autumn 2018 1615kb PDF
  6. ERC Consumer Brochure 493kb PDF
  7. Equity Release Market Report Spring 2018 2444kb PDF
  8. ERC Member Prospectus 2018 3582kb PDF
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