Chris will only make a specific recommendation after a thorough review of your circumstances and options, you will recieve full written details before making your decision and any commitment. We actively encourage you to include your family in the process and are more than happy to have family members or trusted friends attend the appointments and be included in the discussions should you wish. We prefer to meet people in their own homes, based in Grimsby we have clients countrywide and are happy to travel to see you. If equity release isn't suitable for you Chris will always explain why.

We offer a comprehensive range of equity release products from across the market, but not deals that you can only obtain by going direct to a lender.

Equity Release includes Lifetime Mortgages and Home Reversion schemes. We can advise and arrange Lifetime Mortgages and will refer you to an approved specialist for Home Reversion schemes.

You will be charged a fee on completion, we charge £795 to provide our advice and a written recommendation following a face to face meeting.

Lifetime Mortgages are applicable for over 55s only, may affect eligibility to means tested state benefits and can affect the inheritance you may leave. Think carefully before securing any other debts against your home.

Tercos Financial is a trading style of Tercos Financial Ltd, which is an appointed representative of HL Partnership Ltd which is authorised and regulated by the Financial Conduct Authority.

Tercos Financial Ltd is registered in England No. 6391526. Registered Office: 26 South St Mary's Gate, Grimsby NE Lincs DN31 1LW