Koto Financial Services LTD is an equity release specialist, based in Wheathampstead, near St Albans. We work with clients across the UK, offering tailored advice to help you make informed financial decisions. Whether you prefer to meet in person, online, or arrange a phone consultation, We are here to guide you through the process.

There is more information on the steps involved on our website and how to book a consultation.

With people living longer and pensions not stretching as far as they once did, equity release is becoming a popular solution. The Bank of Mum & Dad is now one of the biggest UK lenders, often funded through equity release.

Why consider equity release? You might want to:

• Assist your children or grandchildren with a deposit for their own home.
• Supplement your income to enjoy a more comfortable retirement.
• Repay an existing mortgage that can’t be managed through traditional methods.
• Fund home renovations, like that dream kitchen you’ve always wanted.
• Not everyone wants to downsize or leave their family home.

Equity release offers you the chance to remain in your property while unlocking its value.

At Koto Financial Services LTD, we pride ourselves on offering independent and transparent advice, ensuring you understand all your options. I encourage you to involve family members or anyone else you trust in our meetings, so you can feel confident in your decision.

Let’s explore how equity release could work for you.