Hello, I'm Joanne an Independent Financial Advisor at Every Step Financial Services. I have over 9 years of experience in financial services and specialize in helping homeowners unlock the value in their properties through tailored equity release solutions. My goal is to provide clear, honest, and expert guidance, ensuring my clients make informed decisions that align with their needs and future plans.

Equity release can be a life-changing financial option, offering greater financial freedom in later life. I take pride in offering a warm, professional, and jargon-free approach, always prioritizing transparency and customer well-being. Whether you're looking to supplement your retirement income, fund home improvements, or support loved ones, I'm here to guide you every step of the way.

As a fully qualified and FCA-regulated advisor, I work with a range of trusted lenders to find the right solution for you. If you’d like to explore how equity release could work for you, feel free to call me and talk things through.

Equity release may involve a lifetime mortgage which is secured against your property or a home reversion plan which requires the sale of property for a discounted price. To understand the features and risks, ask for a personalised illustration. You only continue to own your own home with a lifetime mortgage.Equity release may impact the size of your estate, and it could affect your entitlement to current and future means-tested benefits.

Every Step Financial Services is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority. Number 460421.