Ebor Mortgages are an independent mortgage and protection brokers providing advice in York and Across the UK.

Providing independent advice ensures that we research the market to ensure you get the best terms for your individual circumstances. We work flexible hours to ensure that we meet you at a time that is suitable for you. Whether this is on an early morning, evening or weekend, we will be flexible to work around your schedule. We provide a tailored service to every client, making sure we take time to understand your personal needs and priorities. Our reputation speaks for itself, and we pride ourselves on the service we offer. You can read our client reviews on google which will provide an outline of the excellent service that we offer.

Equity release can help homeowners release a percentage of equity within your property and turn this in to a cash lump sum. Whether you have a mortgage on the property, or it is owned outright, you may have equity release options available to you. If you are aged 55 or over, and own your main residence that you currently reside in, it may be possible to look at releasing a cash lump sum for the following reasons:

• To repay an interest only mortgage coming to the end of its term.
• To gift a family member to help them get on the property ladder.
• To supplement your standard of retirement living.
• Purchasing additional properties such as Buy to Lets.
• Home improvements to main residence.
• Family Tax Planning.

There are a vast number of equity release providers and options on the market. This is why it is important to obtain independent advice to obtain the best options for your circumstances. At Ebor Mortgages we will manage the application from start to finish, liaising with solicitors, valuers and underwriters to take the stress of the application away from yourself.

Graham is fully qualified to provide equity release advice with the qualification of CII ER1 and CeMAP. Graham has worked within financial services for his entire career and has built up a wealth of knowledge on later life mortgages.

Being a member of the Equity Release Council is a main priority for Ebor Mortgages, as this demonstrates our long term commitment to providing Equity Release Advice to the highest of standards.