I am based in Banbury, Oxfordshire and have worked in the Financial Services industry all my working life, starting in a bank at the age of 18 and then after about 9 years of service, joined Abbey National Financial Services as an Independent Financial Adviser. I then moved to Aviva (formerly Norwich Union) in 1992 in the same capacity and since 1998 have specialised in equity release.

I have been an Independent Equity Release Adviser since 2013 providing whole of market independent equity release advice.

I am a qualified member of The Chartered Insurance Institute holding the Diploma in Financial Services and Certificate in Equity Release and a member of The Equity Release Council. Having over 25 years of experience of advising in the equity release market, my primary objective is making sure that equity release is right for the customer and if it is, that they have the right product for their circumstances.