Equity Release is one of many options available to borrowers over the age of 55 who wish to use the value of their home to release a tax free amount to use as they wish. With years of experience advising on these plans, I have helped many clients find solutions tailored to their circumstances, needs, and aspirations.

The mortgage market is evolving, offering more products designed for older homeowners. I have been advising on equity release products for over 2 decades. While Lifetime Mortgages are a common choice for Equity Release, I am also qualified to advise on alternatives such as Home Reversion plans and later-life mortgage products suited to those approaching or already in retirement.

Taking a mortgage of any sort later in life means that a number of considerations have to be taken into account, your financial circumstances, health, and consequences for family and beneficiaries are just a few of the main ones.

At Penn Financial, we strongly believe in listening to the client, finding out what they want to achieve and then finding a suitable solution, which may or may not be an Equity Release plan.

Our advice is delivered in a way that suits you best: face-to-face or online, as long as you are in a familiar environment and comfortable discussing your situation and plans for the future. While based in London, we visit clients throughout the South of England.

As a whole-of-market advisor, I can offer guidance on Equity Release plans as well as other mortgage alternatives. Additionally, being part of the Penn Group of Companies, our clients benefit from access to a range of professionals, including experts in Wills, LPAs, Family Law, and accountancy services. When needed, we can also connect you with trusted third-party specialists in financial planning, and more.

If you are considering taking an Equity Release plan, but would like to explore all your options as well as receiving holistic advice, then contact me on 0 73 75 75 73 67 or 0333 34 44 34 8 or email on [email protected].