Your enquiry is very important to me and to Ingenuity Financial Services Ltd. You can be assured that you will be treated with the same utmost respect whether you are knowledgeable about personal finance or have no experience at all.

If you have any concerns about ‘Equity Release’ or have read or heard, negative comments about these plans before, I can help to dispel those myths as they are no longer relevant to the products of today. You have much more protection from our regulator, the Financial Conduct Authority and through products which meet Equity Release Council standards.

I shall aim to explain everything you need to know in words you can understand. In this way you and your family members (if you include them) will know exactly what you are doing, why you are doing it and any costs involved.

There is no charge for an initial consultation. It is an opportunity for you to find out more about me, the values we have as a company and to see if you would like us to work with you. If a product provider pays us a fee greater than £750, then we do not charge you. Full details will always be shown on any illustration provided to you.

The first stage is to assess your needs and consider potential solutions. Quite often we may find sensible alternatives and these need to be explored before deciding on the final path.

If Equity Release or a Lifetime Mortgage does turn out to be most suitable for you, I shall source the most appropriate product to meet the criteria you consider to be most important.  We will have discussed these fully beforehand.

Ingenuity Financial Services Ltd have an outstanding reputation on the south coast and M3 corridor for serving the needs of clients. We hope you’ll become one. If you need to find out more about us please visit https://www.ingenuityfinancialservices.co.uk.

So please don’t delay, call me on 01202 718400 or 07970 971093 or email me at [email protected] to see how we can help.