Found 9 items
FCA & PRA Changes to Mortgage Reporting Requirements
Closed
- Prudential Regulation Authority
- Financial Conduct Authority
- Regulation
- Mortgages
- Reporting
Consultation period closed on 28 February 2019
The FCA and PRA have identified several areas where they believe further data is needed from firms. This consultation seeks to plug those gaps by setting out proposals to increase the data which mortgage lenders and administrators are required to submit via Product Sales Data (PSD) and Mortgage Lending and Administration Return (MLAR).
Pensions dashboards: feasibility report and consultation
Submitted
- Department for Work and Pensions
- Pensions Dashboard
- Pensions
- Consumers
- Access to information
Council response published on 29 January 2019
The consultation seeks views on a range of questions relating to the creation of pensions dashboards, including the tole of the SFGB and the preparation of legislation to compel pension schemes to provide their data for dashboards, and to take steps to provide State Pension data via dashboards.
FCA Discussion Paper on a duty of care and potential alternative approaches (DP18/5)
Submitted
- Financial Conduct Authority
- Consumer protection
- Regulation
- Responsibility
- Vulnerability
- Equity release
Council response published on 2 November 2018
The FCA is exploring whether a new Duty of Care would provide greater consumer protection and lead to better customer outcomes.
GC18/2: Fairness of variation terms in financial services consumer contracts under the Consumer Rights Act 2015
Submitted
- Consumer protection
- Regulation
- Retirement planning
- Vulnerability
Council response published on 7 September 2018
The Financial Conduct Authority is consulting on new guidance on unfair contract terms. following the introduction of the Consumer Rights Act (2015) and following rulings on variation terms in the Court of Justice of the EU.
MS16/2: mortgages market study
Submitted
- Financial Conduct Authority
- Consumer protection
- Pension provision
- Regulation
- Responsibility
- Retirement Interest-only Mortgages
- Retirement planning
- Vulnerability
- Equity release
Council response published on 2 August 2018
The FCA published the interim findings of its Mortgage Market Study in May and sought stakeholders' further views.
Long term funding of adult social care inquiry 2018
Submitted
- House of Commons: Housing, Communities and Local Government Committee
- House of Commons: Health Committee
- Adult social care
- Social care
- Equity release
Council response published on 7 March 2018
Equity Release Council response to Communities and Local Government and Health Committees joint inquiry on the long-term funding and provision of adult social care published January 2018
Our Future Approach to Consumers
Submitted
- Financial Conduct Authority
- Consumer inclusion
- Consumer protection
- Regulation
- Vulnerability
Council response published on 5 February 2018
Explores FCA approach to regulating for retail consumers. FCA seeks to prioritise needs of all types of consumers in its decision making and interventions.
CP17/32: Quarterly Consultation Paper No.18
Submitted
- Financial Conduct Authority
- Retirement Interest-only Mortgages
Council response published on 1 November 2017
Equity Release Council response to Financial Conduct Authority CP17/32: Quarterly Consultation Paper No.18
Hitting the Target: Better Retirement Outcomes
Submitted
- Pensions and Lifetime Savings Association
- Pension provision
- Retirement planning
- Vulnerability
Council response published on 10 January 2018
PLSA proposes changes in policy, regulation and industry practices to improve retirement outcomes for future generations. Of note: Q14 - How can equity release products used to support retirement income be improved?
