Hello. My name is Tim Spencer, The Later Life Finance Expert and the Managing Director of Optimus Mortgages Ltd. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone. Optimus Mortgages is an independent later-life financial solutions specialist firm based in County Durham. With over two decades of experience in financial services, we deliver bespoke guidance and advice to our clients and make use of the latest technology to deliver a premium level of service, whilst keeping things simple and straightforward. Optimus Mortgages - Your Later Life Lending Specialists.

We are Independent Financial Advisors and can help you with your Equity Release needs. We are personable and our initial consultation is free without any obligation. We can offer online meetings but you are more than welcome to come and meet us face to face. Feel free to check our google reviews - clients are not just a number to us.

Steeples Financial Services Ltd (trading as Steeples Mortgages) are specialists in providing advice on and arranging Lifetime Mortgages, Equity Release and Retirement Interest Only Mortgages. We are Independent and have access to the whole market. We offer an initial face to face appointment without obligation or any cost to the client. We take a very relaxed approach which means that there is no pressure at any point, this is a decision that needs to be made at your own pace. When assessing your options we look at your current and future plans to make sure that the product we recommend is suitable for your current and future needs.

Based in South Liverpool, we have provided independent and impartial equity release and later life lending advice for over 20 years. We have no ties to insurance companies or lenders, giving you the peace of mind of knowing we will act on your behalf.

We have over 40 years experience in financial services and provide professional & friendly equity release advice on all equity release products.

With 100% impartial advice, our fully qualified, local, friendly advisers are ready to support you through your later life planning options

The Mortgage House is an established Sussex based Professional Mortgage company advising and working with people nationally and locally to help secure affordable and appropriate mortgages that are relevant to your life stage, income and other financial commitments. Chris has been operating for over 20 years and has built up a reputation for our professional and friendly approach. We do charge a fee for mortgage advice but our costs will be outlined once we understand your requirements. We will take the time to ensure that the mortgage we propose to you takes into account your personal circumstances at the time. We pride ourselves on the relationships that we develop with our clients - many have been with us for a number of years and have moved home or purchased additional properties using our services.

A family business with your family’s interests at heart. Experts in guiding families through the equity release scheme, whatever your reason for accessing the funds.

I have been advising on lifetime mortgage since 1988 and despite being a complex subject most clients compliment me on my ability to explain in layman's terms.

Our mortgage expertise supports clients with mortgages and mortgage related requirements including mortgage protection, across all areas including our specialist knowledge of later life lending such as equity release, home buyers and movers as well as buy-to-let landlords, commercial mortgages and specialist self invested pension mortgages (SIPP and SSAS).