I have worked in the financial services industry for over 30 years. While fully qualified in all forms of life, health, mortgage, and pension business, I specialise in advising clients requiring later years’ advice, including later life lending/equity release and care fees planning.

I work closely with my Tees Wealth colleagues and legal teams in providing specialist care fees planning and equity release advice. We provide a full in-house service for later life lending from the initial advice to the legal completion.

Delivering what you really need

We believe financial and legal advice should take you to the stage where you can make clear and informed decisions, happy in the knowledge that you have received all the information and options needed to reach those decisions. We are able to offer our clients a path through later years, providing holistic advice on a wide range of legal and financial issues.

Care funding "There is no right or wrong way”. Care needs constantly change, and we work with clients and families to provide advice tailored to the person requiring care specific needs. With careful planning, it may be possible to structure an individual’s finances in such a way that care fees can be paid indefinitely without diminishing all their assets.

Equity Release “Achieving your financial goals”. As part of planning for the future, or to help maintain or enhance your standard of living in retirement, you may wish to down-size, give your property away by way of a loan or release equity. We can advise and explain all options regarding the costs, risks involved and its effect on things such as inheritance tax, needing care and entitlement to means tested benefits.

What else should you know? I am a member of The Equity Release Council and recently achieved the TQUK Level 2 Certificate in Caring for the Elderly (RQF). Women's Recognition Award 2024 - Later Life Adviser of the Year I have contributed to local and national press including the Cambridge Evening News, Financial Times, Sunday Times, Daily Telegraph, Guardian, and Mail on Sunday. Radio work includes a regular feature on BBC Radio Cambridge/ Essex and BBC Radio 5 Live.